When you use CognitPulse's financial stability analysis services, we collect information that helps us provide accurate assessments and improve our platform. We're transparent about what we gather and why.

We also collect technical information like IP addresses, browser types, and usage patterns to enhance platform security and user experience. This data helps us identify potential issues and optimize our financial analysis tools.

Your information serves specific purposes related to our financial stability analysis services. We don't use your data for unrelated activities or share it unnecessarily.

• Conducting comprehensive financial stability assessments and generating analysis reports
• Communicating with you about your account, analysis results, and service updates
• Improving our analysis algorithms and platform functionality based on usage patterns
• Ensuring platform security and preventing fraudulent activities
• Providing customer support and responding to your inquiries
• Meeting regulatory requirements under Australian financial services laws

We process your information based on legitimate business interests, contractual necessity, and legal obligations. When required by Australian privacy laws, we obtain explicit consent before processing sensitive financial data.

To exercise these rights, contact our privacy team at [email protected]. We respond to privacy requests within 30 days and provide clear explanations of any limitations based on Australian law requirements.

We implement comprehensive security measures to protect your financial information. Our approach combines technical safeguards, operational procedures, and regular security assessments.

Our security framework includes multi-factor authentication, access controls limiting staff access to necessary information only, regular security training for all employees, and automated monitoring systems that detect unusual activities.

We also maintain cyber insurance coverage and have incident response procedures in place. If a security incident affects your information, we'll notify you promptly as required by Australian law.

We share your information only when necessary for our services or required by law. We don't sell personal information to third parties or use it for unrelated marketing purposes.

• Service providers who assist with platform operations, data storage, and analysis tools under strict confidentiality agreements
• Legal authorities when required by Australian court orders, subpoenas, or regulatory investigations
• Professional advisors including auditors and legal counsel bound by professional confidentiality obligations
• Business successors in the event of a merger or acquisition, with advance notice to affected users

Before sharing information with any third party, we ensure they meet our privacy and security standards. We require contractual commitments to protect your information and limit its use to specified purposes only.

We retain your information only as long as necessary for providing services, meeting legal requirements, and maintaining business records. Different types of information have different retention periods.

When retention periods expire, we securely delete your information using certified data destruction methods. You can request early deletion of certain information, though some data must be retained for legal compliance.

We review our data retention practices annually and update procedures to reflect changes in Australian privacy laws and business requirements.